A common method of insurance companies is to arrange for a recorded statement shortly after a work injury is reported. While documentation is important (as described above), a recorded statement is not the kind of documentation that is in your best interest. There is no legal requirement to do so. The recorded statement is often utilized by insurance carriers (and their attorneys), in an effort to deny benefits and undermine a claim.
Instead of submitting to a recorded statement, you should submit your responses to questions in writing. Giving information in writing allows you to more completely consider your answers, ensuring the responses are accurate.
Be sure to consult our office if you are being pressured to give a statement!
Insurance companies will often have their insured (i.e. the employer) offer a position of light-duty, in hopes that you will not accept the position. If the offer meets your work restrictions, you should return back to work.
Call their bluff and put the ball back in their court! Accept an offer of light duty, as long as they are within your work restrictions. Document any problems that you may have at work while performing the light duty, and if necessary, have your doctor modify your restrictions as necessary.
Be sure to consult our office if you are being pressured to return to work within a position that exceeds your restrictions! This is a common occurrence when the insurance company's Independent Medical Examiner (IME) disagrees with the appropriate work restrictions.
If you refuse an offer of work within your work restrictions, you may lose significant Worker's Compensation benefits, and possibly, your job.